Benenden Healthcare offers a non-insurance based health cover solution


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The Benenden Healthcare Society has been around since 1905 and has therefore gained over 100 years’ experience of looking after its members. Although the name has changed over the years in 2013 the brand became known as Benenden Health and latterly in 2015 is now referred to as simply Benenden.

Personal Health cover.

Benenden offer a low cost discretionary health cover for everyone and this includes:

  • NO upper age limit
  • NO price differential – everyone pays the same premium
  • NO contract – you can cancel your policy at any time
  • EVERYONE is accepted – all UK residents are eligible to join regardless of medical history.

Benenden are not a medical insurer and their services are offered on a discretionary basis. Essentially this means that they decide whether or not they are able to help you and each case is looked at on an individual basis.

Benenden utilise a large network of hospitals throughout the UK and therefore members should have access to a medical facility within a reasonable distance of their home.

What is covered by Benenden?

There are a number of benefits that are available from Benenden at the time of joining such as the 24/7 GP advice line, Independent care advice and psychological well-being 24/7 Helpline whereas the diagnostic and treatments elements are available after 6 months of membership. The treatment that are subject to the 6 month wait period include:

  • Diagnostic consultation and tests
  • Treatment and surgery
  • Continence care
  • Physiotherapy
  • Psychological Well-being
  • Financial Assistance

Please remember that the Health cover from Benenden does have exclusions which are clearly stated and within these exclusions are the cover for cancer treatment and heart surgery.

There are a number of other health related options available from Benenden including cash plans, travel insurance and health assessments.

All the information above has been sourced from https://www.benenden.co.uk/ and if you would like more details or would like to investigate the option of health care from Benenden then please follow the link above to their website where you can find all the information you need.

SMP Healthcare