Critical illness can affect anyone at any age and can have a dramatic adverse effect on not only their life but the lives of their family or loved ones too. Critical illness cover cannot prevent anyone from being diagnosed with a life changing illness but it can help you and your family to cope financially if you were unfortunate enough to suffer with one of the conditions classed as a critical illness.
Legal and General are one of the well-known providers of critical illness cover in the UK which can be purchased as part of your life insurance or mortgage life insurance policies. Legal and General also add extra benefits such as Terminal Illness Cover and Accidental Death Benefit at no additional cost. They will also provide cover for your dependent children automatically.
What is Critical Illness cover?
Critical Illness cover could pay out a lump sum if you are diagnosed with one of the many specified critical illnesses that Legal and General cover for the length of your policy.
What conditions are classed by Legal and General as a critical illness?
There are many conditions covered under the Legal and General critical illness cover and below are just a few examples:
- Alzheimer’s disease
- Bacterial Meningitis
- Heart Attack
- Multiple Sclerosis
- Parkinson’s Disease
As with all insurance policies, terms and conditions apply to the cover. Advances in medicine and technology mean that traditional views of critical illnesses are constantly changing. For example, not all types of cancer are covered by this critical illness insurance and to make a claim for some illnesses you need to have permanent symptoms.
The above information has been sourced from https://www.legalandgeneral.com/
If you are looking for Critical Illness cover the Medigest Business Directory can help you find a financial adviser, specialist health insurance broker or insurance company who will be able to help you find a policy appropriate for your needs. For more information please visit https://www.medigest.uk/directory/