Are Dental Implants covered on your Dental Insurance Policy?

SMP Healthcare

With dentistry techniques changing and improving all the time, many people are having dental implants in preference to alternative options such as dentures. If you have decided to opt for this type of dental treatment and have a dental insurance policy in place, do you know whether dental implants are covered within your plan benefits?

*What are Dental Implants?

A dental implant is a titanium screw that can replace the root of a tooth and is used to provide support for one or more false teeth. The screw, like a tooth root is placed into the jawbone. Dental implants are not suitable for everyone and the condition of the bone in your jaw will determine whether implants are a suitable option for you. If the bone is not healthy enough or there is simply not enough bone it may not be possible to place implants without grafting bone into the area first. Dental implants are long lasting however, they do need to be looked after and whether you go for your regular maintenance appointments and how well you look after them will have a direct impact on how long the implants will last.

Dental insurance covering dental implants

If you have a dental insurance policy in place, it is imperative to check whether dental implants are covered under your benefits as some policies will exclude them completely. It is also worth noting that most policies will exclude cosmetic dental treatment and therefore unless your dentist has advised you need implants for medical reasons it is doubtful you will be able to make a claim on your dental insurance.

As an example, if you have a Simplyhealth Lucent dental policy you will have an element of cover relating to dental implants and the monetary limit will depend on which level of cover you decide to take. Simplyhealth will only cover dental implants if the implants are clinically necessary.

*information sourced from

There are many different providers of dental insurance in the UK and Simplyhealth is just one example. If you want to know more about dental insurance for you or your business then please refer to the Medigest business directory where you will be able to find specialist health insurance brokers or contact details for the insurance companies directly who will be able to help you find a policy that suits your specific needs.

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