World Wide Travel as part of your private medical insurance policy

SMP Healthcare

When you invest in private medical insurance then you want to know exactly what benefits are available to you and some insurance providers will allow you to opt for “add-ons” to your cover. Vitality Health offer a number of policy add-ons and world-wide travel (WWT) on their Business Healthcare cover is just one of them.




What is the WWT option from Vitality Health?

The world-wide travel option will cover trips of up to 120 days and you are able to apply for this benefit at the start of the policy or at a future renewal date providing the members are 79 or under at the time the benefit is added to the scheme.

What benefits are included?

  • Overseas medical expenses
  • Repatriation
  • Transfer of ashes or body back to the UK
  • Loss or damage to personal belongings
  • Loss of personal money
  • Loss or damage to business machines
  • Delayed departure
  • Missed departure
  • Cancellation of trip or cutting it short
  • Personal Accident
  • Personal liability
  • Loss of passport
  • Delayed baggage
  • Legal expenses
  • Replacement employee travelling costs

Winter Sports cover – limited to 21 days per year

  • Loss or damage to ski or snowboarding equipment
  • Loss of ski pass
  • Piste closure
  • Loss of use of hired skis and ski pass due to illness or injury

As with all travel insurance policies there are monetary limits applied to all benefits and some of them carry a fixed £50 excess level. If you want to know more about the WWT add-on from Vitality Health you can find out more directly from Vitality Health or from your specialist private medical insurance broker.

The above information has been sourced from

The Medigest Business Directory can provide you with the contact details of insurance companies and private medical insurance brokers who can help you to find the right policy for your requirements. If you are looking for a stand-alone travel insurance policy for your business then the travel insurance brokers section can help you find an expert in your area.